Credit Risk Officer at Equity Bank Tanzania

To support effective credit risk management across Equity Bank Tanzania through active portfolio monitoring, risk analysis, regulatory compliance checking, comprehensive reporting, and early identification of deteriorating credit exposures.

Position: Credit Risk Officer
Company: Equity Bank Tanzania
Department: Risk Department
Reports To: Manager Credit Risk
Location: Dar es Salaam, Tanzania
Application Deadline: Friday, 02nd October 2026

Key Responsibilities

• Portfolio Monitoring & Analysis: Undertake periodic reviews of the credit portfolio to identify emerging risks, early warning signals, delinquency trends, concentrations, and migration patterns.
• Risk Analytics & Stress Testing: Conduct stress testing, vintage analysis, and other portfolio analytics to assess potential vulnerabilities.
• Classification & Provisioning: Support the appropriate classification of credit facilities and ensure the adequacy of provisions in alignment with IFRS 9 concepts.
• Compliance & Control Assessment: Review adherence to internal credit policies, BOT prudential regulations, approved credit standards, underwriting controls, and collateral management practices.
• Reporting & Escalation: Prepare clear credit risk reports, dashboards, and analytics for management, risk committees, and regulatory bodies; escalate significant credit risk concerns with recommended remedial actions.
• Audits & Projects: Support internal/external audits, regulatory reviews, and special risk management projects.

Qualifications & Requirements

Education & Professional Certifications

• Degree: Bachelor’s degree in Finance, Banking, Economics, Accounting, Statistics, Risk Management, or a related field.
• Certifications: Professional certification in Risk Management, Banking, Accounting, or Audit is an added advantage.

Work Experience

• At least 1 year of relevant experience in banking, risk management, audit, finance, or credit-related functions.

Knowledge & Skills

• Technical Knowledge: Solid understanding of credit risk principles, banking operations, BOT prudential regulations, risk governance, and IFRS 9 concepts.
• Data & Analytics: High proficiency in Microsoft Excel and data analysis tools with the ability to analyze large datasets and construct reports/dashboards.
• Core Competencies: Strong analytical, problem-solving, and report-writing skills; high attention to detail, integrity, confidentiality, and time management.

How to Apply

If you meet the criteria listed above, submit your application by following these instructions:

1. Required Documents: Prepare a cover letter, detailed resume (CV), and copies of relevant academic/professional certificates and testimonials.
2. File Format: Combine all application documents into a single PDF file.
3. Email Subject: Quote the job title (Credit Risk Officer) or Reference Number in the subject line.
4. Email Address: Send your application to: TZRecruitment@equitybank.co.tz
5. Deadline: Friday, 02nd October 2026