👉 BONYEZA HAPA >>> Maswali ya Usaili, Matangazo ya Kazi Serikalini, Viwandani
Maendeleo Bank Plc is dedicated to cultivating a dynamic, innovative, and inclusive workforce that champions financial inclusion across Tanzania. The bank plays a vital role in promoting economic growth and supporting underserved populations by providing comprehensive banking services to retail clients and micro, small, and medium enterprises (MSMEs). Notably, Maendeleo Bank was the first financial institution in Tanzania to be listed on the Dar es Salaam Stock Exchange (DSE) through the Enterprise Growth Market (EGM) platform right from its inception. Our strong reputation for dependability, innovation, and trust stems from the dedication and expertise of our skilled professionals.
Position Title: Relationship Officer – SME (4 Positions)
Job Overview:
Reporting directly to the Branch Manager, the Relationship Officer – SME is tasked with expanding the loan portfolio while cultivating and managing key client relationships. This role ensures that credit products and services are delivered in accordance with internal policies and regulatory requirements. Responsibilities include evaluating, structuring, and monitoring credit facilities, as well as working closely with clients to understand their financing needs.
Key Duties and Responsibilities:
- Conduct regular visits to borrowers for loan monitoring and recovery purposes.
- Review loan applications to determine applicant eligibility.
- Perform site visits to client businesses to gather data for credit analysis.
- Ensure full compliance with the bank’s policies before and after loan disbursement.
- Prepare daily, weekly, and monthly reports on loan performance and portfolio trends.
- Assist in other duties as required from time to time.
- Collaborate with the Branch Manager and other departments to support business growth.
Qualifications:
- Education: Bachelor’s degree in a business-related field; minimum of 3 years of experience in credit administration. A Master’s degree or professional certification is a plus.
- Experience: At least 5 years of experience in relationship management or credit analysis within the banking or financial services sector. A proven ability to manage credit portfolios and complex lending arrangements is essential.
Key Skills:
- Solid understanding of credit products, financial analysis, and risk evaluation.
- Strong interpersonal, communication, and negotiation skills.
- Proficiency in financial modeling tools, credit management systems, and Microsoft Office (Excel, Word, PowerPoint).
- Comprehensive knowledge of banking regulations, credit risk, and compliance standards.
Remuneration:
A competitive salary package and benefits will be offered, aligned with the candidate’s qualifications and experience.
How to Apply:
Interested candidates should submit their applications, including a current CV and contact information (postal address and phone number), addressed to the Managing Director. Applications must be sent via email to hr@maendeleobank.co.tz with the subject line stating the job title being applied for. Deadline for submissions is 17th July 2025 by 17:00 hours. Please do not attach copies of certificates at this stage.
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